Andri Þór

I haven't been affected by these economical crises.

I have never taken a loan, I own my car, I do not have a credit card, I used to have 2 jobs, but now I have 1 job.

Sure, everything is getting more expensive in Iceland but the thing is, now I have just stopped buying un-nessecery stuff. For example, I bring my own food to school instead of buying over-priced crap food in the cafeteria. I don't go to junk food places in the lunch time like I used to do some of the time.

I have enough clothes I have piled up for the years, so now I'll maybe start wearing them, so I don't need to buy over priced clothes today.

This summer I went on a vacation to Spain for 3 week, so maybe I'll just stay at home this winter/next summer and work.

These are just few examples of what people could do to lower expenses, but the bottom line is that we have gotten too used to luxuries. The people of Iceland need to take care of their money.

All my thoughts go to those 20 year old Range Rover driving "elite" guys.
100% debt
100% crash